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Jane*, a middle-aged woman from Warwickshire, had a lucky escape a few years ago when she very nearly handed over a sizeable sum of money to an online scammer who did in fact claim to be an engineer.

Her interest was initially piqued when he seemed to have a similar background and heritage to her and they chatted for almost two months, often exchanging messages for at least two hours an evening.

One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.

But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.

It was only when her money transfer was blocked due to a security alert around the man’s name that she realised something was wrong.